Below are a selection of our most recent testimonials. To view more please visit our page at Voucherfor.co.uk by clicking the below icon.

I would recommend you at every opportunity

" would just like to say how grateful I am to have found you and I would like to thank you for all your kind help, hard work, competence, professionalism and not to forget your patience with me. I will not hesitate to say that you are an asset to your company. I would recommend you at every opportunity."

Equity Release Advice

"I got in touch with Robert Ducker to first get help in financial advise on mortgages and second homes and his initial advice was great for me but did not include any financial reward for Bob so advice was neutral and excellent . So when I wanted to chat about financial advice again, I reverted to bob and he recommended Equity release . I was reluctant at first as I had heard many stories about such a release, but as I trusted Bob, and therefore I looked into it with his help. It ended up being a very smooth and fantastic option that perhaps I should have looked at previously and all thanks to Bob. Very grateful for the smooth passage of the equity release thanks to Bob and his team."


"A seamless and very professional service. Thank you Bob for all your hard work and personable support. It has been simply the best."

Would thoroughly recommend.

"Bob guided me through the whole equty release process & resolved my questions & queries promptly. He is a friendly & approachable man & my mortgage was arranged quickly in a professional manner. I would have no hesitation in recommending him."

"Bob is a leading figure in the Equity release marketplace and I would have no hesitation in recommending him."

Friendly & Outstanding

"Outstanding service from the start, despite some problems with the vendors, (not my Brokers fault) which delayed the completion a wee bit, all in all a great experience."

Excellent service!

"We would highly recommend Bob, he was always available with advice and reassurance during our process. Great service and really nice person too. Thank you."

Professional, courteous, accurate and friendly advice.

"I am not a fan of writing reviews especially when they are published without names or any way of checking if they are genuine . So anybody is at liberty to write what they want others to read. Also if they do what they are paid to do why write anything at all. However, I’m making an exception because I do believe I got excellent service and very sound advice. Certainly in a very courteous and friendly manner. Especially when one considers the amounts of monies involved. I did have worries but they were completely unfounded. I feel I can recommend Bob to any of my friends in absolute confidence that I would be in no danger of loosing those friends."

Equity Release Help!

"Thanks to Bob at more to life his great advice and help with the interest only mortgage we had, he has released us from the pressure of Barclays."

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Terms and Conditions

Our charges are based the loan amount and the complexity of your individual circumstances. We will provide you with a free initial consultation and we will always explain what you will be charged before you decide to proceed with an application. We offer a bespoke service and our fees can vary. Our usual set fee is only paid on completion and is £995.00. If your circumstances are more complex, we may charge a higher fee. Our maximum fee is 1% of the loan value.

These fees apply to regulated mortgages. Certain mortgages, primarily most buy to let and commercial mortgages, are not regulated. Fees for non-regulated mortgages can vary depending on your requirements and circumstances.

Wills, IHT, Trusts, Power of Attorney and Funeral Plans are not regulated by the Financial Conduct Authority.

This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage. Lifetime Mortgage Market is a trading style of One Stop 4 Equity Release Ltd which authorised and regulated by the Financial Conduct Authority. FCA No 952887 One Stop 4 Equity Release Ltd is a registered company in England and Wales with Company Registration Number 13452621. Registered Office: The Stable Yard, Vicarage Road, Stony Stratford, Milton Keynes, MK11 1BN.

We also confirm that any advice required outside of Equity Release Lifetime and Retirement mortgages will be referred to our authorised specialists.


The Financial Conduct Authority does not regulate some investment mortgage contracts. Calls may be recorded for training and compliance purposes.

This is a Lifetime mortgage, to understand the features and risks, ask for a personalised illustration.

Under no circumstances should any of the information contained within this website be construed as "advice". You should seek professional advice in respect of your own circumstances.

The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.